Who We Are


Welcome to CWI Underwriters – A Florida Independent Insurance Agency

We are a high-energy, fast-growth, innovative company dedicated to our clients’ security and success.

We’re a relationship-based business rather than transaction-oriented one. Selling policies is not what lights our fire. We enjoy helping to foster your growth. When you succeed, we succeed.  We take a consultative, risk-management approach to our clients’ businesses, identifying gaps that put their security at risk.

High-touch service is one of our agency’s core strengths. We’re professional, friendly, and make doing business easy across multiple technology channels. There’s nothing we can’t do for our clients, no stone we’ll leave unturned.

We earn loyalty by being a trustworthy business partner in helping grow and protect our clients’ business.

Our mission

CWI Underwriters provides insurance services for mid- to large-sized businesses across many industry sectors, as well as products and services for high-net-worth clients. Our mission can best be summarized in this statement:

Our business is protecting your assets and your lifestyle.

Our history

The roots of today’s agency go back to 2003, when we opened our doors as an Allstate-affiliated agency.  Our reputation for service and our can-do approach helped us grown rapidly, attracting more and more commercial clients. To fully serve these new clients, we needed the independence to expand our business products and services. We sold our two Allstate agencies and launched CWI Underwriters about a decade ago.

Since that time:

  • We’ve partnered with more than 20 of the state’s most reputable and established insurance companies, all with “A” ratings from A.M. Best.
  • We have expanded our services to encompass employee benefits so that our commercial clients have access to one-stop services that meet all their needs.
  • We’ve partnered with insurers to develop a portfolio of services and coverages for high-net-worth clients.
  • All our staff are licensed and bilingual, and a key member of our team is earning a designation in risk management.

As an Independent Florida insurance agency, we are able to provide you with all types of Florida insurance coverage from the top insurance companies in the country. We are a local agency providing insurance for individuals, families and business.  CWI Underwriters has evolved as a leading source for Florida insurance and a direct source of insurance for the Broward, Miami Dade and Palm Beach counties.

Living in Florida we are the target of hurricanes; thus our staff takes pride in making sure your assets are properly insured, working with you and helping to acquire the insurance policies you need at affordable prices without sacrificing protection.

Florida Personal Lines Insurance

As an Independent Florida insurance agency, CWI Underwriters can also offer a wide variety of personal lines of insurance that will be beneficial to you and your family. Whether you need Auto Insurance, Florida Homeowners Insurance, or Life Insurance, we are here to help. At CWI underwriters we consider each client and their unique insurance needs, we will listen to your specific concerns and will provide the proper coverage.

Florida Business Insurance

The staff at CWI Underwriters are well trained insurance professionals who understand the importance of protecting your livelihood and offer a variety of Florida business insurance lines to help you do so. We offer Florida Commercial Property Insurance and Liability Insurance to protect your company’s building(s) and structure(s) from unexpected dangers, as well as a Florida Workers Compensation plan when an employee is injured on the job. We are here to contribute to the prosperity of your business as well as ensure its future!

Contact CWI Underwriters, to speak with an agent  today for free Florida Insurance Quotes.