Your assets, your nest egg, your retirement savings, your earnings, and college funds- they could be at risk from legal liability claims if you do not have the proper coverages. A Personal Umbrella Policy is crucial in protecting the lifestyle you’ve worked so hard for. An Umbrella Policy picks up where your auto & homeowners insurance policies leave off, giving you another layer of protection.
Who needs an Umbrella Policy?
Everyone. Let’s analyze some common scenarios to show the exposure that everyone has, not just the wealthy:
- At fault in an auto accident
- Your dog bites someone
- You have a pool, and a visitor hurts themselves
- Your child gets in a fight at school, and injures another student
- You are a parent chaperone during a field trip and you are accused of negligence
Personal Umbrella Policies also give you coverage for any liability claims arising from any watercraft, recreational vehicle, or property you own in your name.
Just because you aren’t at high risk of being sued doesn’t mean you are at no risk.
We are living in the land where it rains lawsuits and peace of mind is priceless. As a local independent insurance agent in Fort Lauderdale, it is important to CWI Underwriters to help the community be protected. Give us a call, we’d love to help you with an umbrella quote!