How many times have you seen those TV ads that promise they can deliver big savings on your auto insurance? If they were all true, insurers would be chasing each round and round in circles until they went out of business.
What is true is that you might be able to reduce your insurance premiums by taking on more risk. Or perhaps by shopping around, which is exactly what we do for you.
All insurers have different rate structures, charging more for this and less for that, and some offer discounts for certain arrangements, while others don’t.
How to Lower Your Payments
Here are a few ways an insured person may be able to cut their payments:
- Installing security devices in your home
- Having a safe driving or claim- free home insurance record
- Increasing your deductibles
- Driving certain car models
- Paying premiums as an annual lump sum rather than monthly
- Have impact windows or shutters on all openings of your home
Because insurers frequently change their rates and their terms, the only way to keep on top of this checklist is to continuously monitor the marketplace. But no worries, we’ll do that for you. 😉
If we spot obvious opportunities or deals that will favor you, we’ll let you know. But that’s no substitute for sitting down with us for a few minutes so we can run through your needs and options.
Don’t be hooked by those TV ads that oversimplify insurability. If you want to know whether you can reduce insurance costs, just pick up the phone and give CWI Underwriters a call!