Optimism is the fuel that drives the entrepreneurial spirit, so it isn’t surprising that most small business owners consider themselves optimists. Too much optimism, however, can get a small business owner into trouble. A business plan built solely on the “best case scenario” is like a house of cards, one gust of wind and the […]
Progressive introduces a new coverage for rideshare drivers in Florida! The new Progressive Rideshare Insurance “covers an individual driver who is logged into one or more transportation network company (TNC) app,” states Progressive. This is exciting news for drivers who use Uber or Lyft for example, the new Florida Personal Auto rate revision went into […]
Many people are flustered when they file an insurance claim given that claims typically follow devastating events like car accidents, illnesses or home fires. To help you file a claim with ease, we have compiled a crash course by Claim Filing 101, here you’ll find the information you need to make the best of this […]
According to a recent study by MarketStance, growth in small and middle commercial market risks caused an increase in the commercial insurance market in 2016. Among those industries named were specialty trade contractors, building construction, real estate, and new and used car dealers—all of which, in addition to property and casualty coverage, likely also need commercial […]
Just a few years ago, taking a trip involved contacting travel agencies, booking hotel rooms and making plans far in advance. Today, however, smartphones and the internet have helped create new home sharing services that allow homeowners to connect with travelers and rent out their homes, spare bedrooms or other accommodations for a fee. Airbnb, […]
We’ve recently looked at the different industries that benefit from commercial auto insurance. We’ve also, detailed how personal and commercial auto insurance differs. That being said, many small business owners still aren’t sure what is covered by commercial auto insurance. What’s Covered by Commercial Auto Insurance? Collision Coverage Whether bad weather or a distracted driver are to […]
Commercial auto insurance is designed to protect businesses of all sizes from litigation related to automotive incidents. Whether the incident is an auto collision, an unloading accident, or a new work truck stolen from the parking lot, commercial auto insurance is there to help pick up the pieces. But why do small businesses, in particular, […]
If you own a small business, the risk of being sued by an employee is very real. According to the U.S. Equal Employment Opportunity Commission (EEOC), employees of businesses, both big and small filed over 90,000 employment-related claims in 2016 alone. Fort Lauderdale business owners are not immune. Don’t leave your business vulnerable. We’ll take a […]
Flooding is a risk to any business, whether you are inland or near the coastline. In fact, in the past five years all 50 states have experienced floods, and at least one in four businesses that shuts down from a natural disaster never reopens. According to the U.S. government, the average commercial flood claim in […]
Uber, Lyft and other ride-sharing services can make it easy to get a quick car ride or make some extra income, and they’re only becoming more popular. In fact, in the cities where these platforms are available, taxi ridership has declined anywhere from 10 to 30 percent. However, the convenience of ride-sharing isn’t without risks. […]
