Progressive introduces a new coverage for rideshare drivers in Florida! The new Progressive Rideshare Insurance “covers an individual driver who is logged into one or more transportation network company (TNC) app,” states Progressive. This is exciting news for drivers who use Uber or Lyft for example, the new Florida Personal Auto rate revision went into […]
Claim Filing 101: A Complete Guide
Many people are flustered when they file an insurance claim given that claims typically follow devastating events like car accidents, illnesses or home fires. To help you file a claim with ease, we have compiled a crash course by Claim Filing 101, here you’ll find the information you need to make the best of this […]
You Won’t Believe the Top Industries in Need of Commercial Auto Insurance
According to a recent study by MarketStance, growth in small and middle commercial market risks caused an increase in the commercial insurance market in 2016. Among those industries named were specialty trade contractors, building construction, real estate, and new and used car dealers—all of which, in addition to property and casualty coverage, likely also need commercial […]
What’s Covered by Commercial Auto Insurance?
We’ve recently looked at the different industries that benefit from commercial auto insurance. We’ve also, detailed how personal and commercial auto insurance differs. That being said, many small business owners still aren’t sure what is covered by commercial auto insurance. What’s Covered by Commercial Auto Insurance? Collision Coverage Whether bad weather or a distracted driver are to […]
Why Small Businesses Need Commercial Auto Insurance
Commercial auto insurance is designed to protect businesses of all sizes from litigation related to automotive incidents. Whether the incident is an auto collision, an unloading accident, or a new work truck stolen from the parking lot, commercial auto insurance is there to help pick up the pieces. But why do small businesses, in particular, […]
Ride-Sharing Insurance: When Does It Apply?
Uber, Lyft and other ride-sharing services can make it easy to get a quick car ride or make some extra income, and they’re only becoming more popular. In fact, in the cities where these platforms are available, taxi ridership has declined anywhere from 10 to 30 percent. However, the convenience of ride-sharing isn’t without risks. […]
Personal Umbrella Policy Myths & Benefits
You’re cautious, you’ve made sure to be properly insured. You have talked to your insurance provider and secured all of the protections suggested. Yet, do you feel confident about avoiding financial ruin if you accidentally cause major injuries? Or property damage to others? Your insurance limit may be reached in some cases. If you are […]
What Happens When You Reject Uninsured Motorist Coverage?
Laws in nearly every state require motorists to carry car insurance, but many people take their chances and drive without coverage. How many? According to an Insurance Research Council study, an estimated one in eight motorists in 2015 was driving without insurance. That’s a national average, and in some states as many as one in […]
All The Ways CWI Is Here For YOU!
Communication is important, especially in partnerships. CWI recognizes your trust in us as a partner.Working with us gains you an additional team of protection and resource. We understand insurance can be tricky and complicated, but our goal is to simplify the entire process. To do this we reject communication automation because we know that your […]
Waiver of Subrogation: What’s the value?
Understanding The Waiver of Subrogation The regular review of every contract you sign is an important risk management task. Subrogation is a basic insurance concept used in insurance contracts. If a loss occurs, it typically happens through someone’s negligence. In general, the negligent or “at fault” party is liable for the cost of the loss. Your […]