Common insurance mistake: Business owners believe property and general liability insurance will cover all the risks they face; or they’re aware of other dangers but don’t think they can be protected. In most cases, they’re wrong on either count. Scores of additional hazards may threaten a business, while almost every conceivable risk can be protected […]
I hope this never happens to you.. but it could: A sudden emergency, potentially life-threatening, hits your business. Are you ready? Does everyone know what to do? What’s your emergency plan? You may be protected by insurance but an emergency plan could also save lives– and your business. And if you don’t have one, it […]
Employee handbooks- what a yawn, eh? Yes, they can be, both for the employees and the souls who have to produce them. But if you don’t have one, you could be leaving yourself open to liability lawsuits (often with higher damages awards as a result) and a greater risk of workplace mishaps. Employee handbooks don’t […]
To many employers, workers’ compensation insurance is just another unavoidable cost of doing business and an expense that they have very little control over. However, controlling workers’ comp costs are not as difficult as one might think. Here are some common ways to improve your workers’ compensation premiums: Setting up your safety program In most […]
