If you own a small business, the risk of being sued by an employee is very real. According to the U.S. Equal Employment Opportunity Commission (EEOC), employees of businesses, both big and small filed over 90,000 employment-related claims in 2016 alone. Fort Lauderdale business owners are not immune. Don’t leave your business vulnerable. We’ll take a […]
Insurance TIps
What You Should Know About Flood Insurance
Flooding is a risk to any business, whether you are inland or near the coastline. In fact, in the past five years all 50 states have experienced floods, and at least one in four businesses that shuts down from a natural disaster never reopens. According to the U.S. government, the average commercial flood claim in […]
Ride-Sharing Insurance: When Does It Apply?
Uber, Lyft and other ride-sharing services can make it easy to get a quick car ride or make some extra income, and they’re only becoming more popular. In fact, in the cities where these platforms are available, taxi ridership has declined anywhere from 10 to 30 percent. However, the convenience of ride-sharing isn’t without risks. […]
Homeowners Insurance Deductibles Explained
Deductibles are a normal, expected part of insurance – health, auto, and home. Not all deductibles are created equal, and neither are the circumstances in which they apply. If you wonder what your homeowner insurance deductibles are, or why they vary so much from situation to situation, this can help clarify your deductible and prepare you for potential […]
Term Vs Whole Life Insurance : Which Do You Really Need?
Life insurance is never an attractive topic to face. Life is meant to be savored, as every moment is fleeting. While you may be enjoying your life it’s important to have a sit down with an experienced specialist and talk about the inevitable death factor in our lives. Life insurance is not an investment for […]
Personal Umbrella Policy Myths & Benefits
You’re cautious, you’ve made sure to be properly insured. You have talked to your insurance provider and secured all of the protections suggested. Yet, do you feel confident about avoiding financial ruin if you accidentally cause major injuries? Or property damage to others? Your insurance limit may be reached in some cases. If you are […]
What Happens When You Reject Uninsured Motorist Coverage?
Laws in nearly every state require motorists to carry car insurance, but many people take their chances and drive without coverage. How many? According to an Insurance Research Council study, an estimated one in eight motorists in 2015 was driving without insurance. That’s a national average, and in some states as many as one in […]
A Guide to Filing Taxes…For Procrastinators (Infographic)
While many have already filed their taxes and received their refunds etc., others have yet to begin the process. We all know filing taxes can be intimidating or exhausting, with all the hours that can be required when you’re filing yourself. We found A Guide to Filing Taxes for Procrastinators from HR Block. Don’t Procrastinate […]
Spring Cleaning Hacks, You Won’t Want To Miss
Spring Is On Its Way With the arrival of March, the days become sweeter, and the temperature begins to warm. There’s no better time to hit the reset button than right now. The first day of Spring is March 20th, and spring cleaning is on everyone’s mind. Although, many may dread the idea of sifting […]
Wire Transfer Fraud: How To Practice Safe Cyber Security
Cyber Security Results Are In In June 2016, the Federal Bureau of Investigation reported 22,143 cases involving compromised business e-mails in which hackers demanded request for about $3.1 billion in fraudulent charges from October 2013 through May 2016. Emphasis on cyber security protection is highly suggested, but you should understand a cyber liability policy will […]