Our rainy weather has us thinking of the quickly arriving hurricane season. Last year, Hurricane Irma left 1 million people without power in Puerto Rico. The Category 5 storm left homes flattened, flooding and widespread devastation. Although, we were lucky in comparison, the images of the aftermath of Hurricane Irma will not soon be forgotten. […]
Claim Filing 101: A Complete Guide
Many people are flustered when they file an insurance claim given that claims typically follow devastating events like car accidents, illnesses or home fires. To help you file a claim with ease, we have compiled a crash course by Claim Filing 101, here you’ll find the information you need to make the best of this […]
Record Retention: How Long To Keep Insurance Records
Companies can build up a substantial collection of records over their years in operation. While nobody wants to be stuck holding onto documents that have outlived their usefulness, throwing away a document only to find out later that you need it can be a costly mistake. Insurance paperwork is particularly problematic—many businesses are unsure of […]
You Won’t Believe the Top Industries in Need of Commercial Auto Insurance
According to a recent study by MarketStance, growth in small and middle commercial market risks caused an increase in the commercial insurance market in 2016. Among those industries named were specialty trade contractors, building construction, real estate, and new and used car dealers—all of which, in addition to property and casualty coverage, likely also need commercial […]
The Risks of Airbnb and Home Sharing
Just a few years ago, taking a trip involved contacting travel agencies, booking hotel rooms and making plans far in advance. Today, however, smartphones and the internet have helped create new home sharing services that allow homeowners to connect with travelers and rent out their homes, spare bedrooms or other accommodations for a fee. Airbnb, […]
Things To Consider When Buying A Home Security System
Why Should I Get A Home Security System? Though a home security system may seem like an expensive investment, it could help pay for itself, considering that you may get a discount on your homeowners insurance premium for having a system in place. You know you want to protect your family and home, but you […]
What’s Covered by Commercial Auto Insurance?
We’ve recently looked at the different industries that benefit from commercial auto insurance. We’ve also, detailed how personal and commercial auto insurance differs. That being said, many small business owners still aren’t sure what is covered by commercial auto insurance. What’s Covered by Commercial Auto Insurance? Collision Coverage Whether bad weather or a distracted driver are to […]
What’s The Password? Make It Stronger
A Balancing Act Between Memorable and Complex Thinking of a new password can be frustrating—every service and website seems to have different requirements about length, complexity and special characters. In order to secure yourself against hackers, it’s important to think of a password that’s both memorable and complex. What’s In A Password? Most websites and […]
Meet Miriam Perez – Commercial Lines Risk Guru
Meet Miriam Perez! She’s our Commercial Lines Support Specialist. Miriam has over 15 years of commercial business insurance. She understands that your ever-growing business has specific needs and she’ll make sure those needs are met. Miriam is fascinated with identifying exposure risk and business communications. She understands that within the industry commercial business are constantly […]
Why Small Businesses Need Commercial Auto Insurance
Commercial auto insurance is designed to protect businesses of all sizes from litigation related to automotive incidents. Whether the incident is an auto collision, an unloading accident, or a new work truck stolen from the parking lot, commercial auto insurance is there to help pick up the pieces. But why do small businesses, in particular, […]