Did you know… Having a monitored alarm system and/or fire alarm can save you money on your homeowner’s insurance? Do you have a home alarm system but aren’t saving any money? If you think you’re missing out chances are, you might be. Why is that? Well, many clients don’t realize how important it is to keep […]
Homeowners Insurance
The Risks of Airbnb and Home Sharing
Just a few years ago, taking a trip involved contacting travel agencies, booking hotel rooms and making plans far in advance. Today, however, smartphones and the internet have helped create new home sharing services that allow homeowners to connect with travelers and rent out their homes, spare bedrooms or other accommodations for a fee. Airbnb, […]
Things To Consider When Buying A Home Security System
Why Should I Get A Home Security System? Though a home security system may seem like an expensive investment, it could help pay for itself, considering that you may get a discount on your homeowners insurance premium for having a system in place. You know you want to protect your family and home, but you […]
What You Should Know About Flood Insurance
Flooding is a risk to any business, whether you are inland or near the coastline. In fact, in the past five years all 50 states have experienced floods, and at least one in four businesses that shuts down from a natural disaster never reopens. According to the U.S. government, the average commercial flood claim in […]
Homeowners Insurance Deductibles Explained
Deductibles are a normal, expected part of insurance – health, auto, and home. Not all deductibles are created equal, and neither are the circumstances in which they apply. If you wonder what your homeowner insurance deductibles are, or why they vary so much from situation to situation, this can help clarify your deductible and prepare you for potential […]
Meet Ana Camacho – Personal Lines Educating Specialist
Meet Ana Camacho! Ana is one of our Personal Lines Insurance Specialist. She’s also one of our biggest educators, her passion for people is superior. She has over 40 years of customer service experience and the patience to teach anyone all they need to know about the benefits of insurance coverage. Ana’s main objective is […]
Personal Umbrella Policy Myths & Benefits
You’re cautious, you’ve made sure to be properly insured. You have talked to your insurance provider and secured all of the protections suggested. Yet, do you feel confident about avoiding financial ruin if you accidentally cause major injuries? Or property damage to others? Your insurance limit may be reached in some cases. If you are […]
Meet Gerry Rivas – Personal Lines Specialist
Meet Gerardo “Gerry” Rivas! Gerry is a Personal Insurance Specialist. In the market for a new home? Let Gerry guide you through the main factors you may be overlooking on your search, and what could potentially save you money or even land you on the insurance blacklist –Yikes!! With his experience as a leading customer […]
Dog Bites: Are you protected under your homeowners insurance policy?
Almost 90 million dogs are owned as pets in the United States, according to a 2017-2018 survey by the American Pet Products Association. According to the Centers for Disease Control and Prevention, about 4.5 million people are bitten by dogs each year. Among children, the rate of dog-bite–related injuries are highest for those between the […]
AOB: Why Your Insurance Rates Went Up
What is going on with these rates? Why did your insurance go up? We haven’t seen a major storm hit us in years and yet the rates went up not too long ago. You were probably affected by this. So again, why? It could be your neighbor signed an AOB. Before We Get Into It […]