If you own a small business, the risk of being sued by an employee is very real. According to the U.S. Equal Employment Opportunity Commission (EEOC), employees of businesses, both big and small filed over 90,000 employment-related claims in 2016 alone. Fort Lauderdale business owners are not immune. Don’t leave your business vulnerable. We’ll take a […]
10 Things That Happen When You Shop Local
When you shop local you’re supporting yourself too! Small-scale, locally owned businesses create communities. These communities are more prosperous, entrepreneurial, connected, and generally better off across the board. Also, small businesses donate twice as much per sales dollar to local non-profits, events, and teams compared to big businesses. Where we shop, where we eat and […]
What You Should Know About Flood Insurance
Flooding is a risk to any business, whether you are inland or near the coastline. In fact, in the past five years all 50 states have experienced floods, and at least one in four businesses that shuts down from a natural disaster never reopens. According to the U.S. government, the average commercial flood claim in […]
Ride-Sharing Insurance: When Does It Apply?
Uber, Lyft and other ride-sharing services can make it easy to get a quick car ride or make some extra income, and they’re only becoming more popular. In fact, in the cities where these platforms are available, taxi ridership has declined anywhere from 10 to 30 percent. However, the convenience of ride-sharing isn’t without risks. […]
Homeowners Insurance Deductibles Explained
Deductibles are a normal, expected part of insurance – health, auto, and home. Not all deductibles are created equal, and neither are the circumstances in which they apply. If you wonder what your homeowner insurance deductibles are, or why they vary so much from situation to situation, this can help clarify your deductible and prepare you for potential […]
Term Vs Whole Life Insurance : Which Do You Really Need?
Life insurance is never an attractive topic to face. Life is meant to be savored, as every moment is fleeting. While you may be enjoying your life it’s important to have a sit down with an experienced specialist and talk about the inevitable death factor in our lives. Life insurance is not an investment for […]
Meet Ana Camacho – Personal Lines Educating Specialist
Meet Ana Camacho! Ana is one of our Personal Lines Insurance Specialist. She’s also one of our biggest educators, her passion for people is superior. She has over 40 years of customer service experience and the patience to teach anyone all they need to know about the benefits of insurance coverage. Ana’s main objective is […]
Personal Umbrella Policy Myths & Benefits
You’re cautious, you’ve made sure to be properly insured. You have talked to your insurance provider and secured all of the protections suggested. Yet, do you feel confident about avoiding financial ruin if you accidentally cause major injuries? Or property damage to others? Your insurance limit may be reached in some cases. If you are […]
What Happens When You Reject Uninsured Motorist Coverage?
Laws in nearly every state require motorists to carry car insurance, but many people take their chances and drive without coverage. How many? According to an Insurance Research Council study, an estimated one in eight motorists in 2015 was driving without insurance. That’s a national average, and in some states as many as one in […]
All The Ways CWI Is Here For YOU!
Communication is important, especially in partnerships. CWI recognizes your trust in us as a partner.Working with us gains you an additional team of protection and resource. We understand insurance can be tricky and complicated, but our goal is to simplify the entire process. To do this we reject communication automation because we know that your […]