You’re cautious, you’ve made sure to be properly insured. You have talked to your insurance provider and secured all of the protections suggested. Yet, do you feel confident about avoiding financial ruin if you accidentally cause major injuries? Or property damage to others? Your insurance limit may be reached in some cases. If you are […]
Communication is important, especially in partnerships. CWI recognizes your trust in us as a partner.Working with us gains you an additional team of protection and resource. We understand insurance can be tricky and complicated, but our goal is to simplify the entire process. To do this we reject communication automation because we know that your […]
Last year, studies circulated conducted by Dr. William Tigbe from the Warwick Medical School, who found further scientific evidence that office job or sedentary jobs are disastrous to cardiovascular health. We know heart health is important. The only way to keep your heart healthy is to get your body moving. Studies show that spending 7 […]
Cyber Security Results Are In In June 2016, the Federal Bureau of Investigation reported 22,143 cases involving compromised business e-mails in which hackers demanded request for about $3.1 billion in fraudulent charges from October 2013 through May 2016. Emphasis on cyber security protection is highly suggested, but you should understand a cyber liability policy will […]
Take a moment to think hard about the people within your business. How many of them have access to approve the sending of large sums of money? Those numbers may not mean anything to you now, however, how many of those people know what Social Engineering is? Social Engineering Fraud, or Wire Transfer Fraud Is […]
Understanding The Waiver of Subrogation The regular review of every contract you sign is an important risk management task. Subrogation is a basic insurance concept used in insurance contracts. If a loss occurs, it typically happens through someone’s negligence. In general, the negligent or “at fault” party is liable for the cost of the loss. Your […]
Seems like every day we hear about another public figure that gets accused of sexual harassment. Did you know that you can be exposed to a lawsuit if one of your employees is harassing another? How can you protect your business against not only sexual harassment, but all forms of harassment that may be happening […]
The Equifax breach has affected over 143 million Americans. Hoping I wasn’t one of them I looked into getting myself checked. First thing I see is the FTC’s subtle hint, “If you have a credit report, there’s a good chance” you were affected. So what now? And what does this open us up to? Spear […]
Has your Workers Compensation carrier audited you yet? Although it seems like just one more paperwork headache, it’s a process that is mandatory and can have very expensive consequences if not complied with. Good preparation for the audit will help you to be able to comply with the auditor making the process less painful. Below are some tips […]
Are you worried about employee internet abuse on your time? I read last week that the average office worker spends 21 hours a week online and around a third of that isn’t work-related. Incredibly, 60 percent of all online purchases happen during working hours. It’s not just time-cost issue either. If employees use the Internet outside […]
