Take a moment to think hard about the people within your business. How many of them have access to approve the sending of large sums of money? Those numbers may not mean anything to you now, however, how many of those people know what Social Engineering is? Social Engineering Fraud, or Wire Transfer Fraud Is […]
Understanding The Waiver of Subrogation The regular review of every contract you sign is an important risk management task. Subrogation is a basic insurance concept used in insurance contracts. If a loss occurs, it typically happens through someone’s negligence. In general, the negligent or “at fault” party is liable for the cost of the loss. Your […]
Seems like every day we hear about another public figure that gets accused of sexual harassment. Did you know that you can be exposed to a lawsuit if one of your employees is harassing another? How can you protect your business against not only sexual harassment, but all forms of harassment that may be happening […]
Almost 90 million dogs are owned as pets in the United States, according to a 2017-2018 survey by the American Pet Products Association. According to the Centers for Disease Control and Prevention, about 4.5 million people are bitten by dogs each year. Among children, the rate of dog-bite–related injuries are highest for those between the […]
There is nothing more important to a business than its employee culture. Truth be told, the biggest challenge is keeping employees motivated. A motivated employee can create a positive work environment while keeping productivity at optimal levels. Usually, a positive employee’s attitude will spread like wildfire amongst other employees. The same can be said for […]
Last week Ciara and I had the privilege of attending a talk held by our friend Brendan Haggerty from Pillar to Post (great home inspection company, btw). We were there to hear a presentation given by Cassie McGovern about pool safety. Now the fact that Cassie was the one to present on this subject added […]
Lost luggage? *sigh* Our amazing agent, Ciara Gravier insurance superstar, asked me this question. And I was like… Who? Why would-? … I don’t know…does it? Needless to say I had to look this up because never, in a million years, in a million bajillion years, would I have ever asked this question. Lo and […]
Yes! Well…maybe. It’s complicated. What comes into question is, why are you getting a rental car in the first place? The Trip I have a trip planned this week to visit the beautiful state that is Arizona. Now, my wife and I have become avid users of Uber but when we started looking into it we […]
Most people understand that when they get married, have a baby, or move those are all life changes that need to be disclosed to your insurance agent. However, there are very important smaller events that we CWI Underwriters, your local Independent Insurance Agent, needs to be aware of to made aware of. Here are some […]
Black Friday is right around the corner, and shopping season is upon us! It’s that time of the year where we see a huge rise in theft, fraud and deception that lands many already-hard-pressed shoppers in hot water. So, quickly, here are 5 money saving tips (in that if you don’t do these you’ll be […]
